Financing Made Easy
Furnish your home today and pay over time. We offer financing for all credit types through our trusted partners.
The Furniture You Love — On Your Terms
At Lifestyles Furnishings, we believe everyone deserves quality furniture for their home. That's why we've partnered with two of the best financing companies in the industry — Synchrony and Snap Finance — to offer flexible payment options for every budget and credit situation.
Synchrony HOME Credit Card
The Synchrony HOME Credit Card is accepted at thousands of retail partners and offers promotional financing options that make it easy to purchase the furniture you love. Enjoy special financing periods and manage your account easily online.
- Promotional 0% APR financing periods available
- Quick online application with fast credit decisions
- Accepted at thousands of home furnishing retailers
- Manage your account online — payments, balance, statements
- Great for customers with established credit history
- Special offers and promotions throughout the year
Snap Finance
Perfect credit not required. Snap Finance offers lease-to-own options for all credit types — including those who've had credit challenges.
Snap Finance — For All Credit Types
Snap Finance has industry-leading approval rates and helps customers who may not qualify for traditional financing. With lease-to-own options and a simple 2-minute application, you can get approved quickly and take home the furniture you love.
- Approval for all credit types — good, bad, or no credit
- Up to $5,000 in financing available
- Simple 2-minute online application
- Lease-to-own options with flexible payment plans
- No hard credit inquiry to apply
- Perfect for first-time buyers or those rebuilding credit
Financing FAQ
Do you list prices on your website?
No — we don't list prices online. Contact us or use our Quote Request form and we'll provide personalized pricing for any item you're interested in.
Which financing option is right for me?
If you have good credit, Synchrony HOME offers promotional 0% APR periods. If you have limited or challenged credit, Snap Finance is the better choice with their lease-to-own options.
Can I apply for financing in the store?
Yes! Visit our showroom at 611 Central Ave, Fort Dodge, Iowa and our team will help you apply for the right financing option.
How quickly can I get approved?
Both Synchrony and Snap Finance offer fast decisions — often within minutes of applying online or in-store.
Is there a minimum purchase amount for financing?
Contact us for current minimums. Both programs are designed to cover typical furniture purchases.